Complete protection for your vehicle with Australia's most trusted comprehensive car insurance. Understand exactly what's covered and drive with confidence.
Our comprehensive policy provides the highest level of protection for your vehicle
Full coverage for damage to your vehicle from accidents, whether you're at fault or not. This includes:
Complete protection if your vehicle or its parts are stolen, including:
Protection against damage from natural disasters and fire events:
Coverage for intentional damage to your vehicle:
Protection for damage you cause to others and their property:
Repair or replacement of glass components:
Extra coverage and services included in your comprehensive policy
Get a rental car while yours is being repaired. Up to $75 per day for up to 21 days.
24/7 emergency roadside assistance including towing, battery jump-starts, and flat tyre changes.
Use our approved repairers with lifetime warranty, or choose your own repairer.
Coverage for personal belongings in your vehicle at the time of incident (up to $500).
Your vehicle is covered while parked at home, at work, or anywhere in Australia.
Coverage extends across all of Australia, including remote areas and territories.
For vehicles less than 2 years old, we'll replace with a brand new vehicle if written off.
Protect your no-claim bonus and discount with our optional bonus protection cover.
Customize your policy with additional protection options
Remove the excess on windscreen replacement claims for complete peace of mind.
Extended rental car coverage if your vehicle is stolen (up to 14 days).
Coverage for lost or stolen keys and lock replacement costs.
Increase personal items coverage from $500 to $2,000.
Covers the difference between insurance payout and outstanding loan amount.
Personal injury coverage for you and your passengers in an accident.
Understanding your policy exclusions helps you make informed decisions
Normal wear and tear, mechanical failures, and gradual deterioration are not covered.
Accidents occurring while the driver doesn't hold a valid license.
Incidents where the driver is under the influence of alcohol or drugs.
Damage caused deliberately by you or someone you authorised.
Use of vehicle in racing, speed tests, or competitive events.
Unless specified, commercial use like ride-sharing or deliveries may not be covered.
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